Like most of you reading this, I have spent a little time this week  idly wondering what I would do with £56m.

I was interested to see that the Lottery winners were hoping to build their own wind tunnel and I thought that was a little extravagant. But I realised its all a matter of perspective; from theirs, it's probably small change.

What do we want so badly that we are willing to spend lots of money on it? And do we want it badly enough that we will devote time and effort to gaining the money in order to fulfil our dream? Maybe its just a nice pipe-dream that we can action when we win the lottery, although I do keep being reminded that if I want to win it I've got to be in it and buy a ticket!

I keep thinking I would be torn between being horribly selfish and fulfilling 40 years of dreams - a yacht would be high on the list if I'm honest - or being generous and giving lots of it away. There are too many people that need an injection of capital just to survive or to help others to, so I couldn't keep it all. But I do find the selfsh part of me wondering what percentage I would give away.

Would I give up my job? No! I love what I do and want to keep doing it for as long as possible, but to be able to work because I enjoy it rather than because I have to would indeed be my definition of luxury.

Would it change me - undoubtedly. Much as I would want to stay the way I am, I'm sure that you couldn't remain completely untouched by something impacting your life in such a huge way. It has the potential to change everything and some of the ways would be so subtle as to be hard to resist.

What about you? What would you do with loadsamoney?